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Firearm Layaway Program in Nashville, NC

At Division Arms LLC, we understand that sometimes the perfect firearm comes along at the wrong time for your wallet. That’s why we proudly offer a flexible layaway program for our customers in Nashville, NC. With a low initial payment and a convenient 60-day payment window, you can reserve the gun or gear you want—without needing to pay it all at once.

Our layaway plan is available in-store only and is designed to make firearm ownership more accessible, while still following all federal and state laws.

Layaway Program Requirements

To qualify for layaway at Division Arms:

  • The item(s) must total $500 or more before tax.
  • An initial 25% down payment is required at the time of the layaway agreement.
  • An additional payment (any amount) is required within 30 days of the start date.
  • The remaining balance must be paid within 60 days of the original agreement.

Once the full balance is paid, the firearm will be released to you after a successful background check and completion of ATF Form 4473.

Additional Terms & Conditions

  • If the 60-day period expires without full payment, a $1 per day storage fee will be added until the item is picked up, unless prior arrangements have been made.
  • Only the original purchaser named in the layaway agreement may complete the transaction and must pass the Form 4473 requirements.
  • If the buyer fails the background check (denied 4473), a 25% restocking fee will be assessed, and the remaining balance will be refunded.

We believe in being upfront and fair, which is why all layaway terms are clearly outlined before you commit.

How Our Consignment Process Works:

Why Choose Layaway at Division Arms in Nashville, NC?

  • Lock in today’s price on firearms or accessories over $500
  • Easy, interest-free payment structure
  • Personalized service from a local shop you can trust
  • Clear policies with no hidden fees
  • Safe, secure storage of your item until pickup

Located at 110 S Barnes St Unit A, Nashville, NC, Division Arms is proud to serve the local community with flexible purchasing options and friendly customer service. Whether you’re buying your first firearm or adding to your collection, our layaway plan helps make it possible.

Stop by during business hours (Mon 10–2, Tue–Fri 10–6) or call us at (252) 343-6534 to ask questions or start your layaway today.